About Debbie Lewis

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So far Debbie Lewis has created 22 blog entries.

June 2017

Mortgage To Do’s – make sure you do these things…..

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Do’s for the Mortgage Business –

1. Keep originals or be able to access your employer/ bank sites all pay- stubs, bank statements
2. Provide your Ernest Money Deposit from your own personal bank account or acceptable gift funds.
3. Provide all documentation for the sale of your current home – sales […]

Happiness – You have to see it to believe it!!!

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Psychologists have long known that negative emotions narrow our thought and range of actions – and usually release one of two actions –  fear and stress  that resulted in fight or flight.  You and I do this all the time with our emotions.  Extensive research has found that  happiness actually has a very important purpose […]

Annuity Misconceptions – What do you really know about them?

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What do you really know about annuities?  You see the commercials everyday  – the guy on the television looks into the camera and says –  “He would never sell you an annuity because they are CONFUSING AND COULD SUBJECT YOU TO TAX PROBLEMS. ”  Really?

NOT TRUE –  Annuities may to be new to you but […]

Chronic Illness can happen at anytime – you need to be prepared!!!

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Chronic Illness  – Can it Happen to YOU????

Yes – yes and yes… it really can . What do you have to do to protect yourself and your family.   Say you are 55 years old –  and need to have life insurance your family. You could purchase a $500,000  in a Secure Lifetime GUL 3 […]

The 5 deadly sins of investing

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There are several ways to get into trouble investing – especially if you are new…… unless you learn and learn fast.

Everyone likes to be right – but overconfidence is one of the deadly sins and this has been discussed in studies of behavioral economics.

MISCONCEPTION 1 – I can get out of the market before it […]

How much you do need to retire?

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How much do you need to to retire?  It all depends…… What will you be spending?   Many new retirees have a very full list of things they need to do and places they want to go….that makes a difference.  Are you staying home?  Are you in good health?  Do you want to travel the […]

What is Critical Care insurance? Do you need it?

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Critical Care Insurance is needed because medical innovations are wonderful but that means they we are living longer and it will cost.  The reality is most of us know someone that has had a heart attack – stoke – or other serious medical occurence.  Someone in the US will :

suffer from a coronary event […]

Long Term Care – Know the numbers

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1 in 9 people age 65 and older and about 1/3 of people age 85 and older have Alzheimer’s disease:  the disease can last up to  20 years.

40% of people receiving long term care services are age 18-64

50% of people entering a care situation are penniless within 1 year

75% have not had a conversation about […]

My take-a-ways from The Wealthy Barber Book

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The Wealthy Barber  –  There are really good reasons why you need to get a grip on your money – before you get too far along on the road to life.   The sooner you learn and start practicing the rules of this book the better….. but it is never too late for learning new […]

Long term care – Protect your Nest Egg!!!!

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Who is purchasing Long Term Care?   Older adults that want to protect their assets – they want piece of mind that there is a way to pay for their care – without the liquidating of assets.

Women aged 53 to 64 , married or single with kids, college educated –  they need protected.   A […]