How do you fix your credit? Call me first… don’t go to one of those companies advertised that says “We can increase your credit score by 100 points in 30 days!” They can’t. There is a right way and a wrong way to fix your credit and it is not easy or fast.

It took you a while to get into trouble and it will take you a while to get out of it.

Don’t assume that your credit score will automatically improve by itself. Depending on what happened to your score – what happened in your life.. you may need to pay some things or not… but you need someone to tell you the truth.

Don’t start missing payments or not making payments on time. That will make things worse.
Don’t call and cancel your cards.. you need them active so that things will get better.
Don’t get new credit inquiries… that will make your score go down as well.
Don’t dispute all the things you don’t like on your credit. That just freezes things.

Do call and let ‘s look at your credit line by line so that you can understand what it says and then we can figure out a way to address it. If you did it… like quit paying your car note and that repossession is really yours… nothing will take it off. NOTHING!!! So we need better – good credit to make your score go up…. what is in the past is in the past.

Call me today and allow me to help you understand how to get better credit… don’t just put your head in the sand….