October 2017

I inherited $1 Million Big ones… what now?

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So you came into some money – let’s make sure that you have the basics shored up first.
1) Savings account – 3 to 6 months of living expenses in a regular savings account that is in cash.
2) If you are taking social security – you might need to suspend that – […]

Reverse Mortgage – Is it right for you??

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Is a reverse mortgage the best fit for your retirement? Your house is your home and you have waited a lifetime to retire -Your home is also a large storage of wealth. Home equity loans are expensive – they have a high rate of interest – you don’t want that. […]

IRS – what do they say about keeping your old IRA statements?

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How long should you keep your old IRA statements? Record keeping requirements are stringent for traditional IRSs whose contributions are generally tax -deductible on the way in, while withdrawls are taxable on the way out.

The paperwork you keep is to validate your claim of what’s taxable and what is not. […]

Be Thankful!

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Being thankful long term…. pays off. Yes – you heard me right – Some people have a strong sense of gratitude – others think that everything is owed to them. People who are thankful cultivate happier and healthier lives than those that don’t.

Ways to practice being thankful –
1) […]

September 2017

Reverse Mortgage – Why you might need one?

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A reverse mortgage is a great source of extra ease and money during your retirement. Why might you need this? You can use the extra money in several ways:

1) A line of credit that you can use anyway or no way. A reserve to pay for rising or unexpected expenses […]

How can you become more successful? Napoleon Hill knows!

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Whatever the mind can conceive and believe – the mind can achieve.

Let that soak in a minute…. have big big dreams and you can get there – with some advice from Napoleon Hill.

Without a purpose and a plan – you get no where….. make one

Success does not come without […]

Is your small business ready for a shift in business ownership?

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Are you prepared for a smooth transition? For the majority of business owners – the answer is probably not. An important part of business is planning for the future. A well-prepared plan can also protect you and your family in case of an unplanned exit.

An installment sale is a sale of property […]

Are your Assets Protected?

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Is your most valuable asset protected? Are you sure? For many people, their home is your greatest asset. Yet studies show that 59% of today’s homes are underinsured by an average of 22%. To protect their investment, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding […]

Are your Possessions covered with your insurance policy?

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Do I have enough insurance to replace all of my possessions?
A homeowner’s possession will also provide insurance coverage for your personal possessions for typically 60 percent of the amount of insurance coverage that you really need. The best way to determine is you have enough coverage is to conduct a home inventory to detail everything […]

Be a watchdog when it comes to your Insurance …..

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Be a watchdog.. watch out for your loved ones in protecting your property. Make sure you have adequate protection when it comes to your liability insurance provided with your homeowners insurance.

This part of your homeowners insurance covers you in case something happens to someone at your home… bodily injury or property damage that you […]